ITEMS YOU WILL NEED - BE PREPARED
You will need to assemble the following information in a package very similar to what you provided when you obtained your loan. Once you have that information, we will help you organize it and assemble it in a package to submit to your lender.
For each borrower, you will need:
- Your most recent mortgage statement & account number
- Your hardship statement explaining the circumstances regarding your defaulted loan.
- Your completed Financial Worksheet
- Your current pay stubs for last two months; and or a year-to-date profit/loss statement.
- Your past two months' bank statements; All pages and all accounts.
- The “real” dollar amount you have available “today” and 15 days from now to apply toward your mortgage delinquency.
- Your credit card, debit card, or PayPal account that will allow you to order necessary supporting documents or services that will expedite the process.
- Your email address where you can receive your approval package
- A fax number where you can send and receive documents – Library – Kinko’s etc.
- A photocopy of your Social security and Photo ID – Drivers License.
- Your after hours telephone number w/ an alternate number for approval confirmation.
- If you absolutely can’t save your home, we will provide other resolution options
- Tips for self employed
- Tips on How to write a hardship Letter
TIP – Start collecting your documents and everything on this checklist right now |
